If you like to err on the side of caution and want to make an advanced payment instead of your scheduled automatic 25% instalment, no problem. Yay you for being so organised! Simply log into your account at https://portal.payflex.co.za/login, go to “Payments” where you’ll see the “Pay” button. If you’ve missed a payment, the same process is followed, but make sure you pay it by midnight the day it is due to avoid a default fee of R75.00 (incl. VAT).