Log in to manage your payment plans, bank cards, profile details, view payment statuses and settle instalments in advance.
Log in to manage passwords, view customer order details and settlements, process customer refunds & returns and download transaction details for your accounting records.
Here you will find the latest press releases, news and features from Payflex.
For any media inquiries, please reach out to firstname.lastname@example.org.
If you have questions related to a purchase, please contact us here.
Trends Shaping 2021
January 2021 | Video
Eight online retail trends that are shaping 2021
January 2020 | Article
Key takeaways from Black Friday 2020
December 2020 | Article
New Year resolutions to help keep you away from bad debt
FrCOVID-19 pandemic I Impact on consumers’ lives: Cassidi Beck
November 2020 | Video
WFOMO: The psychological force that drives Black Friday
November 2020 | Article
How Black Friday is going to play out in a new normal, COVID-19 world
October 2020 | Article
ARTHUR GOLDSTUCK: Credit evolves as buy-now-pay-later becomes an industry
Flexible online payment options boost sales and improve trust
Sale frenzy returns during lockdown
October 2020 | Video
Covid 19 forces people to dumb hard cash for digital transactions?
October 2020 | Podcast
From Cashless to Digital: The COVID-19 Tipping Point
September 2020 | Article
Radical e-commerce shift fuels buy now, pay later
Women’s Month | Gender issues affecting female consumers
September 2020 | Video
Saving SA retail
More and more South Africans say yes to online shopping
August 2020 | Article
Addressing Gender Bias Issues Impacting South Africa’s Female Consumers
Addressing key issues impacting female consumers
Addressing gender bias issues impacting South Africa’s female consumers
Consumer shopping behaviour during COVID-19 pandemic: Cassidi Beck
August 2020 | Video
SA’s COVID-19 led eCommerce revolution
July 2020 | Article
Payflex head of business development Cassidi Beck shares her insights
Op-Ed: The eCommerce Lifeboat For South Africa’s Retail Industry
Covid-19 shifts online sales from desirable to essential
From cashless to digital: The Covid-19 tipping point
June 2020 | Article
From cashless to digital: The COVID-19 tipping point
How To Develop A Strong E-Commerce Platform
Op-Ed: From Cashless To Digital: The Covid-19 Tipping Point
Lockdown forces a fundamental shift to online
Safe payment transactions under COVID-19 with Derek Cikes
June 2020 | Video
COVID-19 catalysing contactless cashless payments
SA businesses innovate in the face of lockdown constraints
May 2020 | Article
Takeouts from businesses pivoting to survive lockdown
How SA businesses are pivoting to survive lockdown [Opinion]
Takeouts from SA businesses that have pivoted to survive lockdown
The innovation behind SA’s Solidarity Fund
May 2020 | Video
Businesses surviving lockdown reveal their secrets
A solution in the problem: Takeouts from businesses pivoting to survive lockdown
What do health epidemics mean for retail
April 2020 | Article
What do health epidemics mean for retail?
10 Key strategies to avoid cart abandonment
How we shop now
April 2020 | Digi Mag
Five things retailers need to consider when attracting millennial consumers
March 2020 | Article
Analysis of the Deloitte Millenial Survey: Derek Cikes
March 2020 | Video
How social distancing is changing e-commerce
March 2020 | Podcast
Coronavirus | Consumer behavioural patterns under COVID-19 lockdown
What retailers need to know to attract the upcoming generation of big spenders
Your Money on Market sense | SA citizens over-indebted
Coronavirus-led changes in consumer behaviour
5 insights on millennials that retailers need to know
Online shopping goes viral as SA shops from indoors
Here’s what you’ll pay to get toilet paper delivered by Takealot, Checkers, Pick n Pay, and more
Op-Ed: These Are The Six Stages Of Changes In Consumer Behaviour Led By The Coronavirus Pandemic
Fintech innovations offer alternative to credit traps
February 2020 | Article
The Top Ten Reasons Online Shoppers Abandon their Carts
Consumers moving towards e-commerce for convenience
February 2020 | Video
Why shoppers are most likely to abandon their carts
The top 10 reasons online shoppers abandon their carts
Top online retail trends to look out for in 2020
Online Retail Trends For 2020
PayFlex – More than just a payment system, it’s your passport to the best tech, today
2020 will see symbiotic relationships between shopper and technology
What to expect from retail in 2020
Top 8 retail trends to watch in 2020
What we learned about SA’s spending habits from Black Friday 2019
December 2019 | Article
South Africans are obsessed with discounts, Black Friday data shows
SA shoppers are obsessed with discounts
Heightened price sensitivity in SA fuels Black Friday demand
Avoid overspending this Black Friday
November 2019 | Article
7 strategic ways to navigate Black Friday without overspending
Bumper Black Friday on cards, says FNB merchant services chief
Are you Black Friday ready?
November 2019 | Video
How to do Black Friday while keeping your bank balance in the black
Six key strategies to reduce cart abandonment
October 2019 | Article
6 ways to keep the cart open on Black Friday
5 practical ways to make money online without laying out any cash
Ways To Increase Sales And Reduce Online Shopping Cart Abandonment
Online payments company PayFlex adds geek-centric online retailer Raru to its roster
Octoberr 2019 | Article
6 Key strategies to reduce cart abandonment
Six ways to reduce cart abandonment
Online safety with Derek Cikes
September 2019 | Video
Jobs vs digital banking: Derek Cikes
High demand for credit amongst consumers: Derek Cikes
August 2019 | Video
We’re here to make sure that your experience with Payflex is seamless.
If you can’t find the answer to your question here,
please email us on email@example.com.
What is Payflex?
* Default fees apply if you miss a payment.
How do I make a purchase online?
When you’ve found the item you can’t live without – even if you’re not feeling too flush – click “add to cart” and head to the payment page (it’s the one that usually comes up after you add your info) and select Payflex as your payment method. If you’re a Payflex first-timer, we’ll need to do a painless assessment.
All we’ll need are a few personal deets like your name, email address, and ID number and our super-quick, awesome software will assess your application.
Our system works in real-time, so if everything checks out, you’ll be good to shop in less than a minute. You’ll have to agree on the instalment schedule and pay your first instalment. Then it’s business as usual, with the retailer preparing your goods for pick up or to be sent off.
Is there really no interest or fees?
THERE REALLY IS NO INTEREST OR EXTRA FEES. Simply put, we’re not like your traditional finance companies. We believe in giving you the choice to get it now and pay later! Pay your scheduled payments on time and you’ll pay the original price your item was advertised for. It does sound too good to be true, doesn’t it?
Well, it’s not. There’s only one time you would ever pay more … if you miss a scheduled payment, then sadly, we’ll have to charge a R65 (incl. VAT) default fee to cover our costs and a further R65 (incl. VAT) for every week the instalment is outstanding for a maximum of three (3) charges. So, to avoid the added drama, just make sure you have money in your account in advance of your scheduled instalment. We’ll email you in advance every time as a reminder.
What cards does Payflex accept?
Why wasn't my Payflex application accepted?
If you weren’t approved for a flexible payment plan then you may have a poor credit history, or no history at all. Afterall, we are giving you access to a free spending plan, so our system will need to assess a number of factors to work out your spending limit.
Unfortunately, if you don’t meet them, you will be declined. It’s not that we’re being mean, just responsible. We actually have your best interests at heart, and we need to make sure our customers are all geared up to make payments on time.