Does cover apply while outside the borders of South Africa?

Yes, if you are going to be outside South Africa for more than 90 (ninety) days in a row, you need to let Zestlife
know in writing and provide relevant details of where you are and the purpose of your travel. The Insurer may
or may not accept this change or may accept this change with conditions. If the Insurer does not accept the
change, your Policy will terminate. The Insurer may ask and consider any relevant information to make a
decision. The latest Policy terms and conditions will apply if the change is made.