Payflex's Story
Our journey over the past fews years.

Sometimes complex problems need
simple solutions to solve them.

Our mission is simple. To offer consumers the opportunity to shop now and pay later, interest-free.
In 2017, we realised that South Africans needed a new way to pay. A payment solution that does not rely on costly credit –
and is simple to use. A payment revolution that helps consumers get what they want today and pay later over 6-weeks, interest-free. 

So we looked abroad and brought the best of the Buy-Now Pay-Later (BNPL) payment revolution to our shores.
The best of Afterpay, Klarna and Zip, localised and improved to meet the needs of South African shoppers.

This is our story


The idea is born, and Payflex partners with Zip Co Australia
(3.5m customers worldwide) to bring the buy-now pay-later revolution to South Africa.


Payflex pilots with a few brave merchants to test and refine the solution. After many late nights squashing bugs, Payflex is ready to launch to the broader e-commerce market.


Operations are ramped up, and we launch with Supebalist, South Africa’s leading online fashion merchant. Shoppers everywhere start to talk about a fantastic payment solution that is interest-free and simple to use.


It’s all about the shoppers. With over 500 merchants on board, we expand the Payflex offering to all South African online shoppers. The payment revolution is starting to gain ground and is now unstoppable. Credit must fall.

What the future holds…

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On a Mission

We’re on a mission to sign-up every eCommerce store in South Africa so that all shoppers everywhere can pay with an interest-free payment plan.

What’s good for the customer is also good for the merchant, who will boost their sales by 30% with Payflex.

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We’re also passionate about customer service – and we’re not just saying it to impress.

Happy customers are at the heart of our offering, so please let us know how we can improve by sending a note to support@

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Exciting Plans

We’ve got lots of exciting plans underway!

These include the expansion of the pay-later offering to instore retail, and to other countries in Africa. So keep a close watch.

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