MEET THE TEAM

The passion behind the product.

Our technology and service have been built by a passionate (and quirky) bunch of people with deep backgrounds in financial services, payments and technology. We have a common goal to deliver a world-class payment solution to shoppers that is superior in all respects to traditional credit-based payment products.

Payflex is backed by ZIP, a leading Australian fintech company with over 3.5 million customers across the US, UK, Australia and New Zealand.

MANAGEMENT

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PAUL | CEO

Paul leads the Payflex revolution and dreams that one day all payments will be interest-free. Paul has 20 years of banking experience and has held senior roles at the big banks in product development, corporate finance and risk management. He is a keen tennis enthusiast and explorer and holds a BBusSci (UCT), and an MSC Economics (LSE).

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JASON | CTO

Jason is our Chief Technology Officer (CTO) and is responsible for ensuring that the Payflex technology platform delivers an awesome customer experience. Jason has held various senior technology roles over a 15-year career, including senior developer for Smile Telecoms. Jason holds an MSc Computer Science (Rhodes).

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CHRIS | CHIEF OPERATING OFFICER

Chris brings 30 years of banking and operational experience to the team. Having worked for a number of financial institutions locally and internationally Chris ensures that all the systems, support functions and processes here at Payflex result in a seamless customer experience.

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KENNE | HEAD OF MARKETING & BRAND

Logical with a dash of radical, Kenne is a marketing and technology professional with 13 years experience across various industries. His experience and expertise covers leading the marketing strategies, production processes and ongoing operations of the full marketing ecosystem of brands. Kenne holds a degree in Social Dynamics (Stellenbosch), Digital Marketing diploma, and a host of professional certifications. He also shreds the guitar like Eddie van Halen (well, almost).

Jade Tremeer
JADE | COMMERCIAL DIRECTOR

Jade is an experienced Industrial Engineer with a demonstrated history of working in both the retail and supply chain industries. Jade is a perceptive decision maker, with innate leadership abilities. Her passion for developing business growth strategies, growing partnerships, and building authentic industry relationships is what she is so well-known for. Jade lives a high-energy lifestyle and enjoys spending time outdoors with her young family.

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MARC | HEAD OF SALES

Marc is a dynamic and energetic team player with significant corporate and entrepreneurial experience. He is passionate about people, innovation and contemporary culture.He aims to do business in a thoughtful, fair and ethical manner and believes in the power of community and uses collaboration and partnerships as a means to achieving mutual success. Outside of work he enjoys time with his wife and 2 young kids and socializing with friends, eating out, playing golf, soccer, tennis and more recently padel.

SALES

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MARC | HEAD OF SALES

Marc is a dynamic and energetic team player with significant corporate and entrepreneurial experience. He is passionate about people, innovation and contemporary culture.He aims to do business in a thoughtful, fair and ethical manner and believes in the power of community and uses collaboration and partnerships as a means to achieving mutual success. Outside of work he enjoys time with his wife and 2 young kids and socializing with friends, eating out, playing golf, soccer, tennis and more recently padel.

Frits Team Page
FRITS | SALES MANAGER

Frits is heading up the sales teams at Payflex. A strategically minded professional with strong business acumen and 18 years’ experience across diverse industries. He offers expertise in developing and implementing effective strategies, collaborating across multidisciplinary divisions, and leading high-performing teams to deliver on organizational objectives. His passions outside work include a social cycle with friends with a good coffee stop.

Shane Sher
SHANE | ENTERPRISE SALES AND PARTNERSHIPS

Shane is an industry versatile sales strategist with a strong background in managing complex partnerships. His unique approach to business development and partnership management has proven successful, across multiple respected startups. Out of the office, he keeps the creative juices flowing through painting, DIY projects and kickboxing.

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CHAD | SALES OPERATIONS MANAGER

An accountant turned salesman. Chad has international sales experience connecting with people around the globe. Don’t let his accounting background fool you; he will speak to you about anything from finance to football to film. “If you want something done right, do it properly the first time.

Jonty Team Page
JONTY | SALES EXECUTIVE

Jonty is an ambitious, vibrant, adaptable and self-motivated individual, striving to make an impact in the lives of others. He applies a logical and creative approach to any task or situation that he undertakes. He also aims to find solutions that best serve the customer’s needs in order to create a mutually beneficial relationship, with growth as its focal point.

Richard Team Page
RICHARD | SALES EXECUTIVE

Richard has always had a passion for sales. He enjoys meeting new people and building long-term customer relationships. He has a diverse sales background with experience in the financial, industrial and tech industries. He holds a degree in Strategic Management from Varsity College. His passions outside work include boxing, golf and the outdoors.

Jeanine
JEANINE | SALES EXECUTIVE

Jeanine is a focused, motivated and intelligent individual. Her smile lights up a room as soon as she enters and engages in conversation. With 5 years sales experience in the FMCG sector, she easily builds relationships with her customers and adapts to any kind of situation. As an ambitious individual Jeanine sets major goals and tends to crush them.

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AMU | SALES EXECUTIVE

Amu Hlabano is a UJ graduate, who is passionate about building authentic relationships and business development. She has over 7 years experience in the communication space. Amu looks forward to adding innovative solutions to your business.

Boitshoko Team Page
BOITSHOKO | SALES EXECUTIVE

Boitshoko is an IMM GSM graduate with extensive financial services expertise who is constantly aiming to be the best at what she does. Her in-depth understanding of clients’ demands, and current technologies enables her to exceed customer expectations and give exceptional customer service. She is passionate about building and maintaining great, trust-based relationships.

Darren Team Page
DARREN | SALES EXECUTIVE

Darren holds a Marketing Management Diploma and with over 8 years of experience in the FMCG industry. With experience in sales and account management, he knows how to build relationships, solve problems and provide innovative solutions to his customer’s needs. He enjoys spending time with his wife and dogs, keeping fit and a good glass of whiskey. Not to mention a massive Red Bull F1 fan. A firm believer in God and lives his life to Proverbs 3:5-6.

CUSTOMER SUCCESS

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HOLLY | HEAD OF ACCOUNT MANAGEMENT
Holly is our get things done trailblazer. She has a diverse background working in both non-profit & multi-national service environments. Building impactful relationships and streamlining operations is in her blood. She can be found spending her weekends outdoors with good friends and family. Holly holds a BCom Honours in Management (Rhodes University, WITS).
Naledi Team Page
NALEDI | ACCOUNT MANAGER

Naledi holds an Operations Management qualification and has mastered the ins and outs of customer communications. She’s enthusiastic about strengthening relationships and building partnerships. She spends her time brainstorming new ways to make improvements.

Lindelwa Dlamini
LINDELWA | ACCOUNT MANAGER

Linds is an ambivert, different from the rest. My love for marketing started at age 12 and 10+ years later, still my go to career. I have a BCom Marketing Management degree because of that love. Smiling may be an addiction – healthy (face muscles probably tired). As they say, dynamite comes in small packages and this package is filled with lots of bomb creativeness and positivity.

Melissa Team Page
MELISSA | ACCOUNT MANAGER

Melissa is a world traveler who loves food and art.
10 years of sales and customer relation experience within the hospitality industry, with a background ranging from restaurant operations to art gallery curating. Her interests span multiple people-centric fields. Having lived and worked abroad she enjoys exploring different social perspectives and actively raises awareness and funds for small charities in KZN.

Arsica Team Page
ARISCA | ACCOUNT MANAGER

Arisca is a vibrant and bubbly young woman, with 9 years of extensive Marketing experience in various industries, ranging from Mining to Stationery. She also holds a BA Communications degree with distinction. Her love for people and relationship building as well as excellent communication and admin skills makes her the ideal Account Manager. Arisca is an aspiring runner and loves spending quality time with family and friends. The motto she lives by everyday is: be kind ALWAYS.

MARKETING

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KENNE | HEAD OF MARKETING & BRAND

Logical with a dash of radical, Kenne is a marketing and technology professional with 13 years’ experience across various industries. His experience and expertise covers leading the marketing strategies, production processes and ongoing operations of the full marketing ecosystem of brands. Kenne holds a degree in Social Dynamics (Stellenbosch), Digital Marketing diploma, and a host of professional certifications. He also shreds the guitar like Eddie van Halen (well, almost).

Rudi White
RUDI | MARKETING MANAGER

Rudi is a multitalented digital marketing specialist with extensive experience in project management, design, operations and client experience. He holds qualifications in media, and digital advertising and has a passion for innovation and strategy. Equipped with strong collaborative and interpersonal skills Rudi is a dynamic team player accustomed to high-performance, fast-paced environments.

Melissa Team Page
MELISSA | CREATIVE MARKETING CO-ORDINATOR

Melissa is a designer with a retail-focused career. She has a strong belief in design playing an important role in the customer brand experience. Art keeps her sane.

OPERATIONS

Tom Team Page
TOM | OPERATIONS MANAGER

Tom keeps the engine room at Payflex running smoothly, and when he’s not busy under the hood, enjoys sports, friends and building awesome businesses. Tom holds a Sports Management Diploma and a PG Dip Entrepreneurship (UCT).

Trevor
TREVOR | RISK MANAGER

Trevor shares his 41 years of General Banking, Risk Management and Operational experience with the team. Having worked for a number of financial institutions locally, Trevor ensures that all the Risk Management, compliance and Due diligence processes are adhered to at Payflex and ensures that we cover all our bases from a risk perspective, providing the comfort that we pride ourselves by protecting all our Merchants’ and Customers’ interests.

Jade Tremeer
JADE | COMMERCIAL DIRECTOR

Jade is an experienced Industrial Engineer with a demonstrated history of working in both the retail and supply chain industries. Jade is a perceptive decision maker, with innate leadership abilities. Her passion for developing business growth strategies, growing partnerships, and building authentic industry relationships is what she is so well-known for. Jade lives a high-energy lifestyle and enjoys spending time outdoors with her young family.

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TIM | STRATEGIC PARTNERSHIPS

The builder – Tim has over 18 years of experience in banking and payments systems and loves to take things apart to find out how they work. He has an MBA and a BSc in Computer Science and Information Systems.

Michelle Robertson
MICHELLE | PROJECT MANAGER

Michelle is focused on building long lasting partnerships and has a flair for project management. She is dynamic and has the ability to bring together the bigger picture in a calm and concise manner. Michelle holds a BCom Honours in Business Management and has a passion for nurturing the success of women in business and leadership.

Zininzi Team Page
ZININZI | OPERATIONS

Zininzi holds an Operations Management Qualification as well as Civil Engineering (CPUT). She is also Registered with the Engineering Council of South Africa (ECSA) as a candidate to become a Professional Engineer and hopes to build her own Black owned female company as a consultant in structures world-wide. She prides herself in keeping a healthy fit lifestyle. She is bubbly and enjoys a good company with friends while she strives to help others. She is also a firm believer in managing a good relationship with God.

Tumi Team Page
TUMI | OPERATIONS

Tumi brings 21 years of banking experience with Operations, Debt Collections and Credit experience. She has worked for various banks including Nedbank Private Bank, RMB Private Bank, Toyota Fleet and Commercial Department. She holds a National Diploma in Banking from the University of Johannesburg.

Nikita Maupe
NIKITA | OPERATIONS

Nikita Maupe 8 years experience in Credit Control/Debt collection, events planning is my thing love working with people, energetic and always willing to learn.

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FREDDIE | SENIOR SOFTWARE ENGINEER

Freddie is our Senior Software Engineer and has a passion for learning and implementing the best and latest technologies to optimize our software for customer experiences. With 14 years of experience in the military/defence and health industry backed by an Electrical Engineering Degree (BSc Eng, Stellenbosch). Freddie enjoys mountain biking with his friend and taking his dog for a run.

Richard Team Page
RICHARD | DATA ANALYST

Richard is obsessed with data. Our BI developer and data guru has a particular interest and talent for designing, building, and automating complex and intuitive BI platforms, ensuring that all departments have instant access to critical information.

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CHULE | CUSTOMER SUPPORT

Chule is passionate about marketing and customer relationship management. He has developed a great understanding of sales and the management of customers, specifically in the insurance industry. He lives by the motto: “Quality over quantity”.

Shaun Team Page
SHAUN | CUSTOMER SUPPORT

Shaun keeps a cool head under pressure and strives to give any challenge his best effort. He comes from an engineering background and currently works as a Customer Support agent and a Sales Representative. He is currently working towards a certificate in the banking industry and also assists with IT jobs and issues in the office. His biggest passions lie with technology and problem-solving.

Ketty Team Page
KETTY | HEAD OF CUSTOMER SUPPORT

Ketty understands the importance of customer service and strives to offer the most superior customer service by finding the best possible solution to customer concerns.

Londiwe Team Page
LONDIWE | CUSTOMER SUPPORT

Londiwe holds an accounting qualification and is one of our dedicated customer support agents. She goes above and beyond to assist customer’s with their issues and doesn’t rest until customer queries are solved as she believes that their problems are hers.

FINANCE

Darren Team Page
DARREN | FINANCE LEAD

A Chartered accountant with over 10 years post article experience primarily in wholesale industry before joining. He believes firmly in having a strong finance function in the business, to inform and enable all relevant stakeholders in setting out to achieve short and long term objectives. A sports fanatic who will not say no to a round of golf and some beers with friends.

Brandon Team Page
BRANDON | FINANCE

Brandon is innovative and conscientious, applying his skills in the field of finance and strategic projects. He is a Chartered Accountant that is people, detail and results-oriented, ultimately striving for scintillating outcomes. He is the ultimate team player, whether it’s in the office or on the soccer field.