Customer payment flexibility. Check.

Get Payflex

How does it work?

Payflex can seamlessly integrate with your existing in-store POS. We offer merchants two payment products – Pay Later and Pay Now. Learn more about the difference here.


Online application takes just a few minutes and we’ll be in contact to arrange set-up in your store.


We’ll assess then implement the best integration option for your POS system. We’ll also supply you with eye-catching collateral to drive Payflex sales in your store.


Start accepting Payflex transactions. We pay you seamlessly, direct to your bank account (EFT).

So easy for your shoppers,
they could pay with their eyes (and wallets) shut.


Shoppers download the APP and register for an account in less than 1 minute.


You’ve got a QR code at the teller. They’ve got a phone. Kaching! Magic! You’re settled shortly after, while your customer pays for their purchase over 6 weeks.


Shoppers’ payments are spread across 4 equal instalments over 6 weeks, at 0% interest. We take all the risk; you take the reward.

Supercharge your growth with Payflex

The data doesn’t lie! Local and international case studies show that stores experience significant growth when they integrate with a Buy Now Pay Later (BNPL) partner like Payflex. Here are some of the great results we’ve seen:


Increase sales by 30% by giving shoppers 6 weeks to pay with our Pay Later product.


Competitive buy now pay later rates, coupled with swift settlements, will boost your cash flow — all with superior service.

Grow your
customer base

We’ll drive our tens of thousands of Payflex users to your store through marketing initiatives.

Exceptional service
and support

You’ll receive a dedicated Payflex account manager and your customers get the best support team in the business.

Pay Later

We give your shoppers the ultimate in payment flexibility by allowing them to buy now and pay later at 0% interest.


“Payflex has helped us improve our online shopping experience by allowing customers flexible payment terms. Implementation is simple and their helpdesk is very responsive."- Gone. Outdoor
“Just a quick look at our online sales on the FabScraps website shows a 24% increase in total sales and a massive 40% increase in total orders since we started with Payflex in October.“- Fab Scraps
“Payflex has by far been the most supportive team when it comes to the payment options KITA Fragrances uses. I find that when my company is featured on any front-line campaign with Payflex, my sales increase drastically.“- Kita Fragrances
“We have really enjoyed working with PayFlex.Their customer support is fantastic and they have even helped us market and showcase our own products. We are very happy to have them as a financing partner on our website.“- Rebox Tech

Payflex Online

Selling from an online store too? Well, there’s even more freedom and flexibility waiting for your shoppers when you integrate your eCommerce site with Payflex. With over 1,500 online merchants and 200,000+ shoppers already using Payflex at checkout, we’re South Africa’s #1 BNPL choice.


Complete this unassuming, unintimidating form and a member of our [unoffensive] sales team will be in touch with you shortly.